1. Acceptance of Terms

When you access our website at nureviox.com or use any of our educational services, you acknowledge that you've read, understood, and agreed to be bound by these Terms of Use. If you don't agree with any part of these terms, you shouldn't use our services.

We reserve the right to update these terms at any time. Changes take effect immediately upon posting to our website. Continued use after changes means you accept the new terms. We recommend checking this page occasionally—especially if you're an active participant in our programs.

2. Educational Services

nureviox provides financial model building education through online programs, resources, and business training services. Our programs are designed to teach practical skills related to financial analysis, modelling techniques, and business planning.

Program Enrollment

When you enroll in any of our educational programs, you're entering into a separate agreement for that specific service. Program availability, schedules, and content may change based on industry developments and educational needs. We typically run major program cohorts starting in autumn 2025 and early 2026.

Realistic Expectations

We're committed to providing quality education, but we don't promise specific career outcomes, job placements, or income levels. Your success depends on many factors including your effort, prior experience, market conditions, and how you apply what you learn. Education is a tool—what you build with it is up to you.

3. User Obligations

Using our services comes with responsibilities. Here's what we expect from you:

• Provide accurate information during registration and keep your account details current
• Maintain the confidentiality of your login credentials
• Use our services only for lawful purposes related to your education
• Respect intellectual property rights in all course materials
• Engage respectfully with instructors and other participants
• Refrain from sharing course materials with non-enrolled individuals

You're responsible for all activity that occurs under your account. If you suspect unauthorized access, contact us immediately at contact@nureviox.com.

4. Intellectual Property Rights

All content on our website and within our educational programs—including text, graphics, videos, software, and course materials—is owned by nureviox or our content licensors. This content is protected by Australian and international copyright laws.

What You Can Do

When you enroll in our programs, you receive a limited, non-exclusive, non-transferable license to access course materials for your personal educational use. You can download materials for offline study and take notes for your own reference.

What You Can't Do

• Reproduce or distribute course materials to others
• Create derivative works based on our content
• Use our materials for commercial purposes
• Remove copyright notices or attributions
• Reverse engineer any software components

5. Payment Terms

Fees for our educational programs are outlined during the enrollment process. All prices are in Australian dollars unless otherwise specified. Payment is required before you gain access to program materials.

Refund Policy

We offer a 14-day money-back guarantee for most programs, starting from your enrollment date. After 14 days, fees are non-refundable except in exceptional circumstances evaluated on a case-by-case basis. If you access substantial portions of course content or complete assignments, refund eligibility may be affected.

Payment Processing

We use third-party payment processors to handle transactions securely. By providing payment information, you authorize us to charge the specified amounts. You're responsible for any bank fees, currency conversion charges, or taxes associated with your payment.

6. Privacy and Data Protection

We take your privacy seriously. Our collection and use of personal information is governed by our Privacy Policy, which you should review alongside these terms. By using our services, you consent to our data practices as described in that policy.

We collect information necessary to provide educational services—things like your name, email, payment details, and learning progress. This helps us deliver personalized education and improve our programs. We don't sell your personal information to third parties.

7. User-Generated Content

Our platform may allow you to submit questions, participate in discussions, or share work examples. When you post content to our platform, you retain ownership of your work but grant nureviox a worldwide, non-exclusive license to use, display, and distribute that content in connection with our educational services.

8. Prohibited Conduct

To maintain a productive learning environment, certain behaviors aren't allowed:

• Attempting to gain unauthorized access to our systems or other users' accounts
• Interfering with or disrupting our services or servers
• Using automated systems to scrape or download content
• Impersonating others or misrepresenting your affiliation
• Uploading viruses or malicious code
• Harassing or threatening other users or staff
• Violating applicable laws or regulations

Violation of these prohibitions may result in immediate termination of your access to our services without refund.

9. Service Availability

We strive to keep our platform accessible and functional, but we can't guarantee uninterrupted service. Technical issues happen—server maintenance, internet connectivity problems, or unexpected system failures can temporarily affect access.

We're not liable for service interruptions or data loss, though we make reasonable efforts to minimize disruptions and protect your information. We recommend downloading important materials and keeping your own backups of work you create.

10. Third-Party Links and Services

Our website and courses might include links to external resources, tools, or websites that we think could be useful. These third-party sites aren't under our control, and we're not responsible for their content, privacy practices, or terms of service.

When you click through to another site, you're subject to their terms and policies. We encourage you to review them. Including a link doesn't constitute an endorsement—it's simply a resource we think might be helpful.

11. Disclaimers and Limitations

Educational Content

Our educational materials are provided for informational and instructional purposes. While we work to ensure accuracy, financial modelling and business planning involve complexity and judgment. Information in our courses shouldn't be considered professional financial advice tailored to your specific situation.

No Guarantees

We provide education, not outcomes. We don't guarantee that completing our programs will result in employment, business success, or specific financial results. Your success depends on factors beyond our control including your skills, effort, market conditions, and how you apply what you learn.

Limitation of Liability

To the maximum extent permitted by Australian law, nureviox and its directors, employees, and affiliates aren't liable for indirect, incidental, consequential, or special damages arising from your use of our services. This includes loss of profits, data, or opportunities.

Our total liability for any claim related to our services is limited to the amount you paid for those services in the 12 months preceding the claim.

12. Indemnification

You agree to indemnify and hold nureviox harmless from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of our services, violation of these terms, or infringement of any rights of another person or entity.

This means if your actions while using our platform cause legal trouble, you're responsible for the consequences—not us.

13. Termination

Either party can terminate this agreement at any time. You can stop using our services whenever you choose. We reserve the right to suspend or terminate your access if you violate these terms or engage in conduct we determine to be harmful to our services or other users.

Effect of Termination

Upon termination, your right to access course materials and use our services ends immediately. Sections of these terms that by their nature should survive—including intellectual property provisions, disclaimers, and limitations of liability—continue to apply after termination.

We typically provide access to completed course materials for a reasonable period after program completion, but this isn't guaranteed indefinitely. Download anything you want to keep.

14. Dispute Resolution

If you have a concern about our services, contact us first. Most issues can be resolved through direct communication. We're committed to working with you to find reasonable solutions.

Governing Law

These terms are governed by the laws of New South Wales, Australia. Any legal proceedings must be brought in the courts of New South Wales, and you consent to the exclusive jurisdiction of those courts.

Mediation

Before initiating legal action, both parties agree to attempt to resolve disputes through good faith mediation. This informal process often leads to better outcomes than litigation and preserves working relationships.

15. General Provisions

Entire Agreement

These terms, together with our Privacy Policy and any program-specific agreements, constitute the entire agreement between you and nureviox regarding our services. They replace any prior agreements or understandings.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so the remaining terms continue in full force.

Waiver

Our failure to enforce any right or provision in these terms doesn't constitute a waiver of that right or provision. Just because we don't immediately act on a violation doesn't mean we've given up our right to address it later.

Assignment

You can't transfer or assign your rights under these terms without our written consent. We may assign our rights and obligations to another entity, particularly in the event of a merger, acquisition, or sale of assets.

16. Changes to Services

We're constantly working to improve our educational offerings. This means we might add new features, modify existing content, or discontinue certain services. We'll do our best to notify you of significant changes, but we reserve the right to make modifications at our discretion.

Program curricula may be updated to reflect current industry practices and financial modelling techniques. These updates help ensure you're learning relevant, applicable skills.